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Privilege Axis Bank Credit Card Eligibility Criteria

Individuals with different economic backgrounds and requirements choose different credit cards for themselves. If you want to avail yourself of a credit card with unlimited shopping and travel benefits, a Privilege Axis Bank Credit Card could be the perfect fit for you. But choosing this card is not as easy as it sounds. Because individuals need to meet a few conditions before choosing this card from Axis Bank about which a fair percentage of people don't have sufficient information. 

The importance of understanding the Privilege Axis Bank Credit Card eligibility criteria is that you can prevent rejection while choosing a credit card. In this article, we will be providing important information about the same along with documents you will require at the time of application and striking features of this card from Axis Bank. Keep reading to know more!

Eligibility Conditions for Privilege Axis Bank Credit Card

You can check the important conditions that you will need to fulfill to be eligible for the Privilege Axis Bank Credit Card below.


  1. The first condition is about the age of the primary credit cardholder that he or she should be between 18 to 70 years old. An individual who wants to be an add-on cardholder should also be 18 years or above. So, if you want to get a secondary card for your sibling, he or she should be above 18 years.

  2. The primary cardholder should be a resident of India.

  3. Coming to the income criteria, an individual must an annual income of INR 6,00,000 per annum. It means, he or she must be earning INR 50,000 per month to get this credit card from Axis Bank.

Documents Required to Get Privilege Axis Bank Credit Card

After understanding the eligibility criteria, you should know the important documents that you will need to submit while applying for this card. Axis Bank assesses your application with these documents. Have a look below!


  1. Photocopy of PAN Card or Form 60 as Proof of Identity

  2. Latest Payslip or Form 16 or ITR copy as proof of income

  3. Address proof - Passport/ Driving Licence/ Ration Card/ Utility Bill

Privilege Axis Bank Credit Card Features and Benefits that You Can Enjoy

What are the exciting benefits that you can enjoy with this amazing credit card from Axis Bank? To know the answer, you can check below. 


  1. As soon you get your Privilege Axis Bank Credit Card on your hand, you will get 12,500 EDGE reward points as an activation gift. These points can be redeemed against shopping or travel vouchers worth INR 5,000. Do remember that you should make at least 3 transactions with your credit card in the first 60 days of your card issuance to get this benefit. 

  2. With the milestone benefit, if you achieve annual spending of INR 2,50,000 with your credit card, you can convert your EDGE reward points worth twice the value. 

  3. At the time of renewal of your credit card, you will be able to enjoy 3,000 EDGE Reward points. Other than this, your annual fees can be waived off if you achieve annual spending of INR 2.5 lakh. 

  4. Privilege Axis Bank Credit Card also offers Dining Delights with which you can enjoy up to 20% off at more than 4,000 partner restaurants. So, if you are someone who loves food, consider yourself in a treat!

  5. You will also get the facility to convert any transaction above INR 2,500 into an easy EMI facility where you can pay the total amount with easy instalments over a period.


Joining and Annual Fees


The joining fee of this card stands at INR 1,500. However, if you are a priority customer, you don’t need to pay any kind of fee. The annual fee also stands at INR 1,500 that can be waived off by spending INR 2.5 lakh in the previous year. 

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