Credit Cards Tips

Since the inception of credit cards into the Indian market, more and more people are leaning towards having a credit card in their pockets. One of the main reasons behind this shift is the convenience and rewards a credit card provides to the customers. Also, individuals don’t need to provide any security against the credit card they get. However, if you are someone who has a poor credit score and wants to get a card, ICICI Credit Card can be a good option for you. Let us tell you why? Individuals can apply for this credit card from ICICI Bank against a fixed deposit.  ICICI Bank Instant Platinum credit card is one of the most popular secured credit cards that individuals can opt for without any worry. Here, secured means individuals cannot get their credit cards without having a fixed deposit in the bank. If you are someone who is struggling with a poor credit score and want to improve it over time, this secured ICICI credit card can be a good option for you. The only thing you n...

If you are an HSBC Credit Card customer and need urgent lump sum cash, use the cash on EMI feature of your HSBC Credit Card . Yes, you can borrow cash from your credit card and repay it in equated monthly instalments as per your chosen tenure. For this, HSBC Bank charges an interest rate from 10.99-21.00% per annum. And the plus point is there is no need for documentation, you can use this service by just giving an SMS. Let’s read this article and know more about this HSBC Credit Card service. How Much Can You Borrow from HSBC Credit Card? The cash transaction limit may vary as per your HSBC credit card, as the bank has a wide range of credit cards for customers. You will be able to withdraw cash at an ATM from your HSBC credit card within your cash withdrawal limit. And this cash withdrawal limit is communicated to the customer at the time of delivery of the credit card and also in your credit card statements. So, do check your credit limit while using the HSBC Credit Card Cash on EMI...

As a salaried, you must be looking for a credit card that can meet your spending requirement and provide you great benefits. But before doing that, you should check your credit card eligibility . Yes, credit card eligibility, because it helps you know what could be your credit limit, will your application be approved or rejected, etc. So until now, all your focus must be on credit card features, but now you must be thinking, Am I Eligible for Credit Cards? Don’t worry, read this article and know more about credit card eligibility.  Credit Card Eligibility Based on Applicant Age A credit card is a big responsibility for you because if you haven’t paid your bill regularly, you could be burdened with a lot of debt. And in this, your age matters, as only an adult can handle his/her finances smartly and know the value of money. The minimum age to buy a credit card in India is 18 years and the add-on facility of your credit cards follow the same age criteria.  Is My Income Sufficien...

It is nothing short of a status symbol to have a credit card in your pocket. But it is more like a privilege when this card is an American Express Credit card or commonly known as AMEX among the people. American Express is one of the most celebrated credit card providers in the country and a very few people enjoy its facilities. With features like Contactless payment, Membership Reward Points, Zero lost card liability, etc. make this card as one of the most popular options among customers. But there is a question that a lot of people ask - How to Apply for the American Express Credit Card in an easy way? Well, American Express provides a pretty easy and convenient method for customers with which they can apply for any card according to their choice. In this article, we will be telling you about the steps to apply for an AMEX Card. Keep reading to know more! Steps to Apply for American Express Credit Card There are a total of 4 steps that an individual needs to do if he or she wants to...

ICICI Bank provides you a wide range of credit cards. And among them there are some of the top credit card offers which are available for you. Here in this post today you will know which are those ICICI credit cards and why they are the best offers. Read and know more. List of ICICI Bank Credit Cards ICICI Bank is among the top credit card providers and with its offers, you can get benefits on fuel, travel, shopping, dining, entertainment and more. Have a look at the below ICICI credit cards . ICICI Bank Coral Contactless Card With this ICICI credit card you will get the following rewards on credit card payment:- 2 PAYBACK Points on credit card payment of INR 100 and above (Except for Fuel) 1 PAYBACK Points on credit card payment of INR 100 and above (on utilities and insurance categories) Using this credit card offer you can save upto INR 15,772 on Annual Spend of INR 4 Lakh. ICICI Bank Coral Contactless Card is available to both salaried and self-employed, and for this you need to p...

Citibank holds a special place among all the banks when it comes to the credit card. Customers also like to opt for different Citibank Credit Cards irrespective of their economic backgrounds, spending patterns, lifestyle habits, etc. There is a Citibank credit card for everyone according to his or her choice. Although there are several credit cards offered by Citibank, there is something special about First Citizen Citi Credit Card. This credit card from Citibank could prove to be so beneficial for people who love to shop both online and offline.  With features like Accelerated Spends, Earning on all types of spendings and Easy Redemption options, this Citibank Credit Card could be a suitable choice for people who like to have a card that can complement their shopping habits. With the options like Citi Privilege, Citi Pay with Points, Conversion of big purchases into EMI, and Loan on Credit Cards , customers cannot afford to not have this card in their pockets. In this article, we...

HSBC Bank offers a wide range of credit cards for the customers, with which you can make your everyday payments beneficial. In a world where you have varied choices, with benefits like cashback shopping can be more enjoyable. And in this article we talk about one such HSBC credit card that offers you cashback benefits. HSBC Cash Back credit card is enabled with a VISA Paywave technology by which you can make contactless payments on your card, with unlimited cashback on all transactions. Read this article to know more about the HSBC credit card features. Trending Discounts Offers on HSBC Credit Card With your HSBC Cashback credit card you can get 20% off on Swiggy orders above INR 400 per order, you can get a maximum discount of INR 100 per month. Also 5% discount on popular e-commerce site Amazon on spends of INR 1,000 or above. Maximum discount of INR 250 per month can be availed on all your Amazon transactions. The introductory HSBC credit card offer is valid on HSBC Cashback Credit...

Credit cards are one of the popular banking products among customers. But why? Well, there are many reasons behind the popularity. But one of the most prominent ones is the flexibility with which customers can easily repay the amount after an interest-free period. Some of the others are Reward Points, Cashback offers, Discounts on different categories, etc. There are several banks that provide credit cards to customers. Among them, the Bank of Baroda Credit Card is one of the popular ones. After its recent merger with Dena Bank and Vijaya Bank, Bank of Baroda has emerged as one of the most prominent banks of the country.     If you are someone who is looking to get a credit card that can suit your premium lifestyle, you should not look anywhere else than Bank of Baroda Premier Card. Reason: the way it provides reward points and cashback offers are literally unmatchable. In this article, we will tell you about the extraordinary features of the Bank of Baroda Credit C...

Citibank is one of the leading private banks of India that offers a range of amazing banking products to its customers. Among these products, Citibank Credit Card is one of the popular options among people. The reason: an extensive range of benefits, Cashback offers, Reward Program, Additional Benefits, etc. Everybody wants a credit card that can suit their lifestyle habits and spending pattern. Are you looking for a credit card that can give you cashback on all your spending? Then, we have good news for you as the Citibank Credit Card can be a perfect choice for you. Though Citibank has an extensive range of credit cards among them, Citi Rewards Credit Card is one of the most opted choices among customers. You must be thinking about the reason. Well, there is more than one. First of all, as you can see from its name, it makes your shopping more rewarding by giving you exclusive offers on every spend you make with your credit card. In this article, we will try to cover this credit ca...