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What Features Make Bank of Baroda Credit Card One of The Best in The Market?

Credit cards are one of the popular banking products among customers. But why? Well, there are many reasons behind the popularity. But one of the most prominent ones is the flexibility with which customers can easily repay the amount after an interest-free period. Some of the others are Reward Points, Cashback offers, Discounts on different categories, etc. There are several banks that provide credit cards to customers. Among them, the Bank of Baroda Credit Card is one of the popular ones. After its recent merger with Dena Bank and Vijaya Bank, Bank of Baroda has emerged as one of the most prominent banks of the country.    

If you are someone who is looking to get a credit card that can suit your premium lifestyle, you should not look anywhere else than Bank of Baroda Premier Card. Reason: the way it provides reward points and cashback offers are literally unmatchable. In this article, we will tell you about the extraordinary features of the Bank of Baroda Credit Card so that you can make the right decision. Keep reading to know more. 


Prominent Highlights of Bank of Baroda Credit Card that you should know Here are some of the exclusive Premier Bank of  Baroda Credit Cards that you should have a look at. Reward Points

  • Whenever you make any transaction on categories like Travel, Dining, and Internationally (abroad), your credit card will provide 5x which means 10 Reward Points on every spending of INR 100. Suppose you booked a flight ticket with your card worth INR 2,000, you will get 200 Reward Points. 

  • In every other category, you will get 2 Reward Points. 

  • Want to know how to redeem these points? Well, you can redeem all these reward points against cashback and other options according to your choice. 


Zero Fuel Surcharge:- If you frequently travel via your bike or car, this Bank of Baroda credit card could be a suitable choice for you. As it provides a 1% fuel surcharge waiver on all transactions made between INR 400 to INR 5,000. The maximum waiver is fixed at INR 250 per month. 


Easy EMI Facility:- If you want to purchase some costly items with your credit card and want to repay the amount in easy installments, you can do this with your credit card. Any purchases above INR 2,500 can be converted into easy installments of 6 or 12 months. 


Joining and Annual Fee:- Bank of Baroda has fixed both joining and annual fee as INR 1,000. But you don’t need to worry. If you manage to spend INR 10,000 in the first 60 days of the card issuance, your joining fee will be reversed and it will be reflected in the fourth bill statement if you have made all the due payments. 


Similarly, if you spend INR 1,20,000 with your Bank of Baroda Credit Card in a year, you can get your annual fee waived off without any trouble. 


How to Apply for a Bank of Baroda Credit Card? To apply for this card, you only need to visit the official website of Bank of Baroda and fill a few details like your name, age, city, email address, mobile number. The representatives will soon contact you regarding your application.

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