Importance of Making Axis Bank Credit Card Payment on Time

Since the time credit cards came into the Indian market, its popularity only grew over time among customers. Axis Bank Credit Card considers being one of the most popular credit cards due to its amazing cashback offers across different categories. But there is an important factor that a large portion of customers don’t understand — The importance of timely Axis Bank Credit Card Payment. When you spend your credit card on different things, you need to repay the bill on or before the due date. On not paying the bills on time, Axis Bank will ask for penalty charges. Also, the interest will keep getting charged on the outstanding bill.   

That’s why it is always advised to make the bill payment of your Axis Bank Credit Card on time. If you are struggling to improve your credit score, timely payment can also be a beneficial method to improve it over time. So, one of the important cues to ensure timely payments is to always spend according to your repayment capacity. Most of the time, customers get lost track of their finances when they get a credit card and end up missing their payments. So, now you know about the importance of the Axis Bank Credit Card payment on time, it’s time to know what are the different methods with which you can pay your bills. So, keep reading!

Methods to Make Axis Bank Credit Card Payment

If you want to pay your bills of Axis Bank Credit Card, there are several methods to perform it. You can make the payment from both Axis Bank Savings Account and Other Savings Bank account. The methods are Internet Banking, Mobile Banking, Auto Debit, UPI App, ATM Payment, Cash or Cheque Payment, etc. We are explaining them in detail below. Have a look.

Via Internet Banking:- To pay the bills, you only need to login to your Internet Banking and go to the Credit Cards section. After choosing the Axis Bank credit card for which you want to make a payment, click on Pay Now after selecting the amount. 

Via Mobile Banking:- For this method, you will need the Mobile application of the Axis Bank. The method will be similar to the Internet Banking method. Log in to the app, Go to Credit Cards Tab and pay the desired amount. To receive the download link, you only need to SMS MBANK to 5676782.  

Auto Debit Method:- One of the finest methods to make the Axis Bank Credit Card payment is the Auto Debit method.  With this method, the total due amount or minimum due amount will be automatically debited from your Savings or Current Account. This can be set up via Mobile Application.   

Pay from UPI Application:- Axis Bank Credit Card customers can use the UPI to pay your credit card bills in a second. For this, you just need to enter your Axis Bank credit card payment UPI ID. After this, verify your Name and Enter the Bill amount and finish your transaction using UPI PIN. 

Pay at ATMs:- You can also use your Debit Card to make the Axis Bank credit card payment. Just go to any ATMs and use the bill payment options. After feeding your Credit Card number twice, enter the amount you want to pay. The amount will be debited from the account with which your debit card is linked.