HDFC Credit Card is one of the most popular credit cards among the customers. The reason: a wide range of cards to choose from, amazing cashback offers, Reward Points Program, offers on different categories, etc. But there is an aspect related to the credit card that customers don’t give much attention to. This aspect usually comes after you have applied for a Credit Card and using it. Well, this aspect is known as HDFC Credit Card Payment which is one of the most important aspects of your credit card. Let us make you understand this.
As you know, credit cards help people buy something they like and pay it later on or before the due date. If you do not make the HDFC Credit Card Payment on time, you will have to face some harsh consequences such as Penal Interest Rate, Late Charges, etc. Moreover, the biggest thing that can affect because of the non-payment of the HDFC Credit card bill is your Credit Score. Timely payments can improve your credit score. So, in this article, we will be telling you about different methods of HDFC Credit Card payment so that you can choose the one according to your convenience.
Some of the important methods are the Mobile Banking App, Net Banking, ATM Funds Transfer, Cash, Cheque, AutoPay, etc. We are giving details about each of them below. Have a look.
HDFC Mobile Banking App
If you have any of the HDFC Credit Cards and want to make the Bill payment of your card, you can do it with HDFC Mobile Banking Application. Download it from your mobile’s app store and login to the app with your user ID and password. On reaching the ‘Pay’ section, you will see ‘Cards’. Choose the card for which you want to make the payment. After this, choose the amount (minimum due or total amount) and make the payment from your account.
Internet Banking
Same as Mobile Banking Application, you can also make your HDFC Credit Card Payment via Internet Banking. For this, you only need to visit the HDFC Net Banking. The first thing you need to make sure is to connect your Credit card with your account by doing a simple process and filling details like Credit card Number, Expiry Date, PIN, etc. After doing it, you can easily make the Bill payment of your HDFC Credit Card.
ATM Funds Transfer
Do you know that you can also pay your credit card bill with any of the HDFC Bank ATM? Well, yes you can do this. You only need to visit the nearby HDFC ATM and login to your account with your card. Follow the instructions and you will be able to make the payment of your credit card without any trouble.
Cash and Cheque Payment
The easiest method to pay your HDFC Credit Card Bill is to make the cash payment. But for this, you will need to visit the HDFC Bank Counter or HDFC ATM. Fill the simple form and deposit the cash as your credit card bill payment.
Other than cash, customers can also use Cheque to make their Credit Card Bill Payment. They only need to issue a cheque in favor of the HDFC Credit Card Account followed by the 16-digit card number with the bill amount you want to pay. After this, drop the cheque at any branch or ATM of the HDFC Bank.
Auto Payment Mode
Other than these amazing methods, you can also choose to opt for the ‘Auto Payment’ mode to make your HDFC Credit Card payment. For this facility, you only need to fill a form allowing the auto payment by fixing the maximum amount for auto-debit from your savings or current account every month. With this method, you don’t need to pay every month, the pre-decided amount will be automatically debited from your account towards credit card bill payment.
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