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Reasons To Choose The Prime SBI Credit Card

State Bank of India (SBI) is one of the leading lenders of our country that provides a wide range of financial products to customers. One of the most popular products is the SBI Credit Card among customers with which customers can get extensive benefits across categories like Entertainment, Shopping, Travel, etc. But in this article, we will be talking about the Prime SBI Credit Card that is one of the most popular credit cards among us such as its features, how you can make payment for your credit card, what is the joining and annual fees, etc. So, let’s start.

Features of Prime SBI Credit Card that you must know

To know the reason behind the popularity of the Prime SBI Credit Card, a person should look at the features of this card. We are showing some of them below. Please have a look.

Joining Benefits

As soon as you get your Prime Credit Card, customers will get a Welcome e-gift Voucher that is worth INR 3,000 and this voucher will be from top brands like Bata/Hush Puppies, Aditya Birla Fashion, Shoppers Stop, Yatra.com, etc. The best thing about this is customers will have the freedom to choose the gift voucher for themselves. After choosing, e-vouchers will be sent to your mobile number or email id within 5 days.

Prime REWARDS

  • When you make your Utility Bill payments with your SBI Credit Card, you will get 20 Reward Points on every INR 100 spent on Bill payments. So, let’s say you made a bill payment of INR 1,000, you will be getting 200 Reward Points on your card. 

  • The only catch is customers can get a maximum of 3,000 Reward Points in a month. 

  • On other categories like Dining, Groceries, Departmental Stores, and Movies, you can get 10 Reward Points on spending INR 100. So, if you booked a movie ticket worth INR 500, you will get INR 50 reward points. 

  • On all other retail spends, you can earn 2 Reward Points on every spend of INR 100.

  • With these earned reward points, customers can pay their outstanding credit card bill as 4 Reward Points will be equal to INR 1

  • On all the spends made on your birthday, you will get 20 Reward Points on spending INR 100 on any category.


Milestone Benefits

SBI will provide a range of benefits that you can get on reaching a certain milestone. Some of them are below.
  • For example, if you are able to spend INR 50,000 in a Calendar Quarter, you will get a Pizza Hut e-voucher worth INR 1,000. 

  • If you are someone who likes to spend heavily with your SBI Credit Card, then consider yourself in a treat. If you manage to achieve annual spending of INR 5 lakh, you can get an e-gift voucher worth INR 7,000.

  • Customers can also get their annual fee waived off if they manage to spend INR 3 lakh in a year. 


Joining and Renewal Fees


SBI has fixed both the annual fee and renewal fee as INR 2,999 plus GST for the Prime SBI Credit Card. But as we told before, the renewal fee can be waived off on spending INR 3 lakh in a year. To make the SBI Credit Card payment, an individual can easily choose from a wide range of options like Debit Card, Internet Banking, UPI, Mobile Banking, NEFT Payment, etc.

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