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What Makes The IDBI Bank Credit Card a Perfect Option For You?

In current times, there are so many credit cards at one individual’s disposal that it is hard to pick the suitable one for you. There are so many banks (both public and private) and financial institutions that provide a wide range of credit cards to the customers. In this article, we will talk about the IDBI Bank Credit Card which is offered by one of the leading private banks of India, and what are the benefits of this card that customers can get by opting for this card.


There is an extensive range of premium credit cards catering to different types of customers who have different kinds of spending habits. Like, someone likes to do online shopping, so for that particular person, an IDBI Credit Card will be perfect that can give rewards and offers on shopping. Let’s say an individual travels frequently due to personal or business reasons then the suitable credit card will be IDBI Euphoria World Credit Card. To know more about the features of this card, keep reading!


What are the Highlights of the IDBI Bank Credit Card that makes it stand out?


IDBI Euphoria World Credit card is loaded with exclusive privileges and rewards that will suit your lifestyle and compliment it perfectly. We are showing some of the highlights of this card so that you can understand it more. 


Earn More on Spending with your Credit Card


  • As soon as you get your credit card and make the first transaction of INR of 1,500 within the 60 days of your issuance, you will be rewarded with 4,000 Delight Points for your frequent travel requirements. 

  • On every spend of INR 100, you make on categories like Hotels, Airlines, IRCTC, Bus Bookings etc., you will get 6 Delight Points. For example, on spending INR 2,000 on Hotel bookings, you will be getting 120 Delight Points. 

  • When you spend INR 100 with your IDBI Bank Credit Card, you will earn 3 Delight Points on every spend. 

  • All these earned Delight Points can be redeemed to get a wide range of gifts according to your lifestyle.

  • Other than this, you can also redeem your delight points in the form of cashback in your credit card account. 


Fuel Surcharge and Travel Accident Insurance Cover


  • With your IDBI Credit Card, you will get a 1% fuel waiver on all the transactions made between INR 400 to INR 5,000 at all fuel stations across India. So, if you are someone who likes to travel via car or bike, consider yourself in a treat. 

  • Other than this, you will also be getting the air travel accident insurance cover worth INR 25 lakh in case of any emergency while you travel.

  • You will also be getting a complimentary IDBI Bank Credit Card for your family, spouse, parents, children above 18 years of age. 


Annual and Joining Fees


You will need to pay a fixed Annual and Joining Fee for your IDBI Bank Credit Card fixed by the lender. The joining fee is fixed at INR 1,499. The annual fee will be the same as INR 1,499 but you can get your annual fee waived off on spending on INR 1,50,000 in a year.
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