Skip to main content

What Makes The IDBI Bank Credit Card a Perfect Option For You?

In current times, there are so many credit cards at one individual’s disposal that it is hard to pick the suitable one for you. There are so many banks (both public and private) and financial institutions that provide a wide range of credit cards to the customers. In this article, we will talk about the IDBI Bank Credit Card which is offered by one of the leading private banks of India, and what are the benefits of this card that customers can get by opting for this card.


There is an extensive range of premium credit cards catering to different types of customers who have different kinds of spending habits. Like, someone likes to do online shopping, so for that particular person, an IDBI Credit Card will be perfect that can give rewards and offers on shopping. Let’s say an individual travels frequently due to personal or business reasons then the suitable credit card will be IDBI Euphoria World Credit Card. To know more about the features of this card, keep reading!


What are the Highlights of the IDBI Bank Credit Card that makes it stand out?


IDBI Euphoria World Credit card is loaded with exclusive privileges and rewards that will suit your lifestyle and compliment it perfectly. We are showing some of the highlights of this card so that you can understand it more. 


Earn More on Spending with your Credit Card


  • As soon as you get your credit card and make the first transaction of INR of 1,500 within the 60 days of your issuance, you will be rewarded with 4,000 Delight Points for your frequent travel requirements. 

  • On every spend of INR 100, you make on categories like Hotels, Airlines, IRCTC, Bus Bookings etc., you will get 6 Delight Points. For example, on spending INR 2,000 on Hotel bookings, you will be getting 120 Delight Points. 

  • When you spend INR 100 with your IDBI Bank Credit Card, you will earn 3 Delight Points on every spend. 

  • All these earned Delight Points can be redeemed to get a wide range of gifts according to your lifestyle.

  • Other than this, you can also redeem your delight points in the form of cashback in your credit card account. 


Fuel Surcharge and Travel Accident Insurance Cover


  • With your IDBI Credit Card, you will get a 1% fuel waiver on all the transactions made between INR 400 to INR 5,000 at all fuel stations across India. So, if you are someone who likes to travel via car or bike, consider yourself in a treat. 

  • Other than this, you will also be getting the air travel accident insurance cover worth INR 25 lakh in case of any emergency while you travel.

  • You will also be getting a complimentary IDBI Bank Credit Card for your family, spouse, parents, children above 18 years of age. 


Annual and Joining Fees


You will need to pay a fixed Annual and Joining Fee for your IDBI Bank Credit Card fixed by the lender. The joining fee is fixed at INR 1,499. The annual fee will be the same as INR 1,499 but you can get your annual fee waived off on spending on INR 1,50,000 in a year.

Comments

Popular posts from this blog

Importance of Making Axis Bank Credit Card Payment on Time

Since the time credit cards came into the Indian market, its popularity only grew over time among customers. Axis Bank Credit Card considers being one of the most popular credit cards due to its amazing cashback offers across different categories. But there is an important factor that a large portion of customers don’t understand — The importance of timely Axis Bank Credit Card Payment. When you spend your credit card on different things, you need to repay the bill on or before the due date. On not paying the bills on time, Axis Bank will ask for penalty charges. Also, the interest will keep getting charged on the outstanding bill.    That’s why it is always advised to make the bill payment of your Axis Bank Credit Card on time. If you are struggling to improve your credit score, timely payment can also be a beneficial method to improve it over time. So, one of the important cues to ensure timely payments is to always spend according to your repayment capacity. Most of t...

How Axis Bank Buzz Credit Card Bills Are Paid?

Axis Bank provides you a wide range of credit cards to the customers. And if you have the Axis Bank Buzz credit card, you can save on shopping more. But to continue the benefits you have to make sure that the monthly bills of your Axis Bank credit cards are paid on time. Because you should know the due amount, carry interest and it can be difficult for you to pay them later on. Read this article and know how to pay your Axis Bank Buzz credit card bills. There are many easy ways by which you can pay your Axis Bank Buzz Credit Card bills. You can choose the one that is most convenient to you. Axis Bank Internet Banking To pay your Credit Card bills online via Axis Bank Internet Banking service from your Axis Bank account. Follow the steps below.  Login to Axis Bank Internet Banking Go to the Credit Card section Select the Credit Card for which payment has to be done ‘ Axis Bank Buzz credit card’ Click to “Pay Now” Select the Bank Account from which the bill is to be debited Enter th...

Which Indusind Bank Credit Card is Designed For Travel?

From the wide range of credit cards in the market IndusInd Bank provides you credit card as per your needs. And if you are a frequent flyer and travel is your business then InterMiles IndusInd Bank Voyage Credit Card is perfect for you. The IndusInd bank credit card helps you book the flights with attractive discounts on them. Read the article and know what this card has to offer. Spend & Earn InterMiles  Points To earn the intermile points on your IndusInd Bank credit card all you need to do is use the credit card for all your payments. As for every INR 100 spent you can earn up to 4 intermile points. You can avail a complimentary membership to InterMiles when you get the InterMiles IndusInd Bank Voyage Credit Card. Under this frequent flier program of InterMiles you can get a discount on your IndusInd Bank Credit Card on flight bookings. And you will be entitled to a bonus InterMiles which is up to 2,000 points that saves a maximum of INR 500 on your flight tickets.  No...