Credit Cards Tips

Credit cards have been one of the finest banking instruments for customers who want to enjoy the facility of ‘Buy Now, Pay Later.’ Customers can purchase anything they want with their credit cards and pay the amount on or before the due date without any interest in it. Also, they can convert their high-ticket purchases into easy monthly installments. But what to do if the bank refuses to provide you a credit card because of your poor score? Well, in such a case you can opt for an SBI Unnati Credit Card . You must be thinking about how you can get this card if your credit score is poor? Well, this credit card from the largest bank in India is a secured card. By secure, we mean a customer needs to open a fixed deposit worth INR 25,000 or more with the SBI and this FD will act as a security against your credit card. Since you are opening a fixed deposit in SBI, the bank will be able to trust you. If you are thinking you won’t get normal credit card features because of its secured nature, ...

ICICI Bank provides you a wide range of credit cards. And among them there are some of the top credit card offers which are available for you. Here in this post today you will know which are those ICICI credit cards and why they are the best offers. Read and know more. List of ICICI Bank Credit Cards ICICI Bank is among the top credit card providers and with its offers, you can get benefits on fuel, travel, shopping, dining, entertainment and more. Have a look at the below ICICI credit cards . ICICI Bank Coral Contactless Card With this ICICI credit card you will get the following rewards on credit card payment:- 2 PAYBACK Points on credit card payment of INR 100 and above (Except for Fuel) 1 PAYBACK Points on credit card payment of INR 100 and above (on utilities and insurance categories) Using this credit card offer you can save upto INR 15,772 on Annual Spend of INR 4 Lakh. ICICI Bank Coral Contactless Card is available to both salaried and self-employed, and for this you need to p...

Citibank holds a special place among all the banks when it comes to the credit card. Customers also like to opt for different Citibank Credit Cards irrespective of their economic backgrounds, spending patterns, lifestyle habits, etc. There is a Citibank credit card for everyone according to his or her choice. Although there are several credit cards offered by Citibank, there is something special about First Citizen Citi Credit Card. This credit card from Citibank could prove to be so beneficial for people who love to shop both online and offline.  With features like Accelerated Spends, Earning on all types of spendings and Easy Redemption options, this Citibank Credit Card could be a suitable choice for people who like to have a card that can complement their shopping habits. With the options like Citi Privilege, Citi Pay with Points, Conversion of big purchases into EMI, and Loan on Credit Cards , customers cannot afford to not have this card in their pockets. In this article, we...

Since the time credit cards came into the Indian market, its popularity only grew over time among customers. Axis Bank Credit Card considers being one of the most popular credit cards due to its amazing cashback offers across different categories. But there is an important factor that a large portion of customers don’t understand — The importance of timely Axis Bank Credit Card Payment. When you spend your credit card on different things, you need to repay the bill on or before the due date. On not paying the bills on time, Axis Bank will ask for penalty charges. Also, the interest will keep getting charged on the outstanding bill.    That’s why it is always advised to make the bill payment of your Axis Bank Credit Card on time. If you are struggling to improve your credit score, timely payment can also be a beneficial method to improve it over time. So, one of the important cues to ensure timely payments is to always spend according to your repayment capacity. Most of t...

HSBC Bank is one of the prominent credit card providers popular among customers among several lenders in the market. In this article, we will talk about the reasons behind the popularity of  Advance Visa Platinum, which is one of the popular HSBC credit cards among customers. Apart from being a card loaded with special money saving and time savings features, there are several other reasons because of which it is the number one choice among customers. We are showing some of those reasons below. Please have a look. One of the biggest questions that a customer asks is about the Joining and Annual Fee that lenders charge on their credit cards. With the Advance Visa Platinum HSBC Credit Card , customers don’t need to pay any joining or annual fee. So you can have this card in your pocket without any second thought.  As you can see the ‘Advance’ word attached with this card, customers who maintain an overall relationship balance of INR 50,000 per quarter with HSBC Bank can have this...