Credit Cards Tips

If you are an HSBC Credit Card customer and need urgent lump sum cash, use the cash on EMI feature of your HSBC Credit Card . Yes, you can borrow cash from your credit card and repay it in equated monthly instalments as per your chosen tenure. For this, HSBC Bank charges an interest rate from 10.99-21.00% per annum. And the plus point is there is no need for documentation, you can use this service by just giving an SMS. Let’s read this article and know more about this HSBC Credit Card service. How Much Can You Borrow from HSBC Credit Card? The cash transaction limit may vary as per your HSBC credit card, as the bank has a wide range of credit cards for customers. You will be able to withdraw cash at an ATM from your HSBC credit card within your cash withdrawal limit. And this cash withdrawal limit is communicated to the customer at the time of delivery of the credit card and also in your credit card statements. So, do check your credit limit while using the HSBC Credit Card Cash on EMI...

Worried about your ICICI credit card bill payments, don’t worry use the online payment such as ICICI net banking, iMobile app, Scan and Pay and other such payment methods. We don’t want you to face penalty interest on your ICICI credit card so we have described these online ICICI Credit Card Payment methods in the article below. So read this page further if you want to know how to do the ICICI credit card payment online. Use ICICI Net Banking for Credit Card Payment Visit the ICICI Bank website and login to your account with your customer ID or registered mobile number. After that you can go to the payment gateway and click to ‘credit card’, follow these below steps - Enter your ICICI Bank credit card number twice Enter the billing amount you wish to pay Agree to the terms and conditions Click the ‘Submit’ button When the payment is made, you will receive notification on your registered mobile or email. Scan & Pay Your ICICI Credit Card Bills It is the most convenient way to do yo...

As a salaried, you must be looking for a credit card that can meet your spending requirement and provide you great benefits. But before doing that, you should check your credit card eligibility . Yes, credit card eligibility, because it helps you know what could be your credit limit, will your application be approved or rejected, etc. So until now, all your focus must be on credit card features, but now you must be thinking, Am I Eligible for Credit Cards? Don’t worry, read this article and know more about credit card eligibility.  Credit Card Eligibility Based on Applicant Age A credit card is a big responsibility for you because if you haven’t paid your bill regularly, you could be burdened with a lot of debt. And in this, your age matters, as only an adult can handle his/her finances smartly and know the value of money. The minimum age to buy a credit card in India is 18 years and the add-on facility of your credit cards follow the same age criteria.  Is My Income Sufficien...

It is nothing short of a status symbol to have a credit card in your pocket. But it is more like a privilege when this card is an American Express Credit card or commonly known as AMEX among the people. American Express is one of the most celebrated credit card providers in the country and a very few people enjoy its facilities. With features like Contactless payment, Membership Reward Points, Zero lost card liability, etc. make this card as one of the most popular options among customers. But there is a question that a lot of people ask - How to Apply for the American Express Credit Card in an easy way? Well, American Express provides a pretty easy and convenient method for customers with which they can apply for any card according to their choice. In this article, we will be telling you about the steps to apply for an AMEX Card. Keep reading to know more! Steps to Apply for American Express Credit Card There are a total of 4 steps that an individual needs to do if he or she wants to...

Credit cards have been one of the finest banking instruments for customers who want to enjoy the facility of ‘Buy Now, Pay Later.’ Customers can purchase anything they want with their credit cards and pay the amount on or before the due date without any interest in it. Also, they can convert their high-ticket purchases into easy monthly installments. But what to do if the bank refuses to provide you a credit card because of your poor score? Well, in such a case you can opt for an SBI Unnati Credit Card . You must be thinking about how you can get this card if your credit score is poor? Well, this credit card from the largest bank in India is a secured card. By secure, we mean a customer needs to open a fixed deposit worth INR 25,000 or more with the SBI and this FD will act as a security against your credit card. Since you are opening a fixed deposit in SBI, the bank will be able to trust you. If you are thinking you won’t get normal credit card features because of its secured nature, ...

ICICI Bank provides you a wide range of credit cards. And among them there are some of the top credit card offers which are available for you. Here in this post today you will know which are those ICICI credit cards and why they are the best offers. Read and know more. List of ICICI Bank Credit Cards ICICI Bank is among the top credit card providers and with its offers, you can get benefits on fuel, travel, shopping, dining, entertainment and more. Have a look at the below ICICI credit cards . ICICI Bank Coral Contactless Card With this ICICI credit card you will get the following rewards on credit card payment:- 2 PAYBACK Points on credit card payment of INR 100 and above (Except for Fuel) 1 PAYBACK Points on credit card payment of INR 100 and above (on utilities and insurance categories) Using this credit card offer you can save upto INR 15,772 on Annual Spend of INR 4 Lakh. ICICI Bank Coral Contactless Card is available to both salaried and self-employed, and for this you need to p...

Citibank holds a special place among all the banks when it comes to the credit card. Customers also like to opt for different Citibank Credit Cards irrespective of their economic backgrounds, spending patterns, lifestyle habits, etc. There is a Citibank credit card for everyone according to his or her choice. Although there are several credit cards offered by Citibank, there is something special about First Citizen Citi Credit Card. This credit card from Citibank could prove to be so beneficial for people who love to shop both online and offline.  With features like Accelerated Spends, Earning on all types of spendings and Easy Redemption options, this Citibank Credit Card could be a suitable choice for people who like to have a card that can complement their shopping habits. With the options like Citi Privilege, Citi Pay with Points, Conversion of big purchases into EMI, and Loan on Credit Cards , customers cannot afford to not have this card in their pockets. In this article, we...